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Brian, REALTORŪ, real estate agents and broker for North Texas ranch and country properties Texas home listings, property and land for sale - NUMBER1EXPERT(tm)


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All agents are NOT alike! Find out why we are top real estate experts. Call us: 972.588.8300.


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Mortgage Prequalification: North Texas ranch and country properties Texas home buying, real estate listings, and homes for sale in Dallas                         County, TX
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top North Texas ranch and country properties Realtors to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you!
 

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Real Estate Tips
Real Estate Contracts >Taking It With You

Before you list your home for sale, take a careful look around. Are there some items you will want to take with you? There may be a dining room chandelier that has been in your family for three generations, a ceiling fan in the master bedroom, or the bookcases in the den that look built-in but are not.

Normally all fixtures are conveyed to the new owners when a house is sold. This includes anything that is attached to walls or ceilings and, in some areas, all major appliances that are installed in the house. If you have fixtures that you don't want to convey, tell your agent what you want excluded from the agreement at the time you list your property for sale.

If it is convenient, it is best to remove any light fixtures or ceiling fans you plan to take with you and replace them before the property is shown to prospective buyers. List all items that are not being sold with the house on your home fact sheet to ensure that they will not become an issue when a buyer makes an offer.

See All Tips In The "Real Estate Contracts" Category >
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Real Estate Trivia
Q 
What does the term Curb Appeal mean?

A 
This term describes how homes look from the street; this first impression is very important to prospective homebuyers.
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Brian, REALTORŪ, real estate agents and broker for North Texas ranch and country properties Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Brian Smith
Ellen Terry Realtors

6025 Luther Lane
Dallas, TX 75225
Phone 1: 972-588-8300
Phone 2: 972-380-3319
Fax: 214-522-8644
Email: brian@countryconnection.com

No matter the amount of land or acreage for which you may be in the market, no matter what your real estate goals may entail - if they involve the country, Brian Smith has the experience, know-how and energy to make your goals a reality. Just call or email today!

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