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Why Buyers Choose Brian Smith
Welcome > For Buyers > Why Buyers Choose Brian Smith ...

Buying a Home Requires Many Difficult Decisions. Make Sure Your Realtors are Top Local Experts.
 

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. 

As top North Texas ranch and country properties area Realtors, here is how we will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available on the North Texas ranch and country properties market, even listings not yet on the MLS, through our professional Texas real estate affiliations. 

- Our expert local knowledge of the North Texas ranch and country properties area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. North Texas ranch and country properties is no different! It's our job to steer you into opportunities and out of traps. 

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? We help home buyers make decisions like this every day, and we'll make sure that YOU get the best value for your money. 

- Negotiating with sellers can be stressful. We will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know absolutely everything about the property you are buying! You and a member or my team or I will view every home that you are interested in, together. And prior to closing we will make you fully aware of any and all inspections available to you. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. We will give you the full benefit of our real estate knowledge and experience. 

Let us represent your best interests in your search for a new home in the North Texas ranch and country properties area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware! 

Call or email us for help, or to have your questions answered. There are no dumb questions! Fill out this form and we'll get right back to you...
 

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Real Estate Tips
First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

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Real Estate Trivia
Q 
What does the term ARM stand for?

A 
An ARM is an Adjustable Rate Mortgage, a loan where the interest rate is tied to an economic index that fluctuates with the market.
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Brian Smith, REALTOR®, real estate agent and broker for North Texas ranch and country properties, Texas home listings, property and land for sale - NUMBER1EXPERT

Brian Smith
Dave Perry-Miller & Associates

6025 Luther Lane
Dallas, TX 75225
Phone 1: 972-588-8300
Phone 2: 972-380-3319
Fax: 214-522-8644
Email: brian@countryconnection.com

No matter the amount of land or acreage for which you may be in the market, no matter what your real estate goals may entail - if they involve the country, Brian Smith has the experience, know-how and energy to make your goals a reality. Just call or email today!

CIPS Equal Housing MLS REALTOR


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