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Current Selection: All Prices All Types All Locations New Selection Sorted By: Default New Sort
<Back to Page Previous Next Property 56 of 89 Selections
    Home in the Valley of the Pines $450,000  SOLD!  
Mountain resort home... : Sells completely furnished & ready to move in

Address:   6 Ace Barnes Road    City/ST:   Red River, NM   Zip Code:   87558  
Location:   Red River, New Mexico   Property Type:   Single Family Home   New or Resale:   Resale   
Square Footage:   3076   Bedrooms:   5   Bathrooms:   3 full, 1 half  
MLS#   00000000  

Located high in the mountains of Red River, New Mexico, a summer and winter paradise awaits you in the Valley of the Pines. Close to Angel Fire, Taos and Red River ski areas, many other outdoor activities are available. The home, remodeled in 1995, features 5 bedrooms and 3.5 baths. There are two living areas and a gourmet kitchen. The home will sell completely furnished, including dishes and cookware. There is a two-car garage/workshop with an apartment upstairs, four snowmobiles and many shop tools. Come see for yourself the wonder, charm and quaintness of this summer and winter wonderland.

Last Updated: 11/3/2008 4:26:27 PM

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Real Estate Tips
Financing Your Home >ARMs

Here is a tip for those who are shopping for Adjustable Rate Mortgages (ARMs): the "margin" is almost as important as the initial rate. The margin is the percentage point above the average yields for Treasury notes on which future rate adjustments will be calculated.

Let's compare two hypothetical one-year ARMs. The first may have an initial interest rate of 7% with a 2.5 margin, while the second begins at 6 7/8% with a 2.75 margin. Both loans have rate caps of 2%. Suppose that at the end of the first year of the loan, the average of the one-year Treasury note yield has been 5 1/2%. For each loan, the lenders will add the margin to that 5 1/2% average yield. Thus the interest rate for first loan would increase from 7% to 8%, and the second would go from 6 7/8% to 8 1/4%. While the first ARM had a slightly higher initial rate, it will have lower rates in subsequent years, unless the Treasury note rates increase enough to activate the annual caps on the amount of the increase. There is a wide variance among margins in ARMs offered by competing lenders, and this should be a factor when you decide on your loan.

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Real Estate Trivia
Q 
Where will you find the world's most unusual golf course?
A 
The only golf course on the island of Tonga has 15 holes, and no penalty against the golfer whose golf ball is stolen by a monkey.
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Brian Smith, REALTOR®, real estate agent and broker for North Texas ranch and country properties, Texas home listings, property and land for sale - NUMBER1EXPERT

Brian Smith
Ellen Terry Realtors
6025 Luther Lane
Dallas, TX 75225
Phone 1: 972-588-8300
Phone 2: 972-380-3319
Fax: 214-522-8644
Email: brian@countryconnection.com

No matter the amount of land or acreage for which you may be in the market, no matter what your real estate goals may entail - if they involve the country, Brian Smith has the experience, know-how and energy to make your goals a reality. Just call or email today!

CIPS Equal Housing MLS REALTOR


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