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Brian, REALTOR®, real estate agents and broker for North Texas ranch and country properties Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Come to the Country... It's Closer Than You Think!
 

No matter the amount of land or acreage for which you may be in the market, no matter what your real estate goals may entail--if they involve the country, Brian has the experience, know-how and energy to make your goals a reality. 

Looking for homes, farms, ranches or raw land? Search everything the web has to offer--right here! Don't miss our Feature Properties! 

Need local real estate information? We've summarized so much of what is important about the North Texas ranch and country properties real estate market on this site. 

Need expert advice? No web site, large or small, can take the place of a top REALTOR®. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. 

Contact us with confidence! We guarantee your privacy will be respected. We offer the services on this site for free and without obligation. Why? We want to be YOUR REALTOR®. 

When the time comes for you to buy or sell property in the country--from cattle and recreational ranches to a large estate or land--your first call should be to Brian Smith. For a real connection to your goals, contact The Country Connection. 

We have the experience and track record you are looking for. Please let us help. 

- Brian Smith 




Real Estate Tips
Financing Your Home >The Margin on an ARM

When you are shopping for an Adjustable Rate Mortgage, the important thing to consider is the margin. Each time your loan is adjusted, the new interest rate will be tied to an index of Treasury notes. The margin is the percentage point above that index where your rate will be set.

Let's suppose that you have a one-year ARM with a 2.5 margin. Your initial rate was 7.5%, and during the first year of the loan, the index of 1-year Treasury notes was at 6.25%. The rate for the second year of your loan would be adjusted to 8.75%. With a margin of 2.75, it would increase to 9%. Some lenders offer lower initial rates with higher margins. In this case, the subsequent rates could be higher after the first year, than if you chose a higher initial rate with a lower margin.

If you are confused by the various mortgage offers, ask a professional mortgage broker to sit down with you and show you how it works. Today the rates and different financial possibilities are so variable that it is a good idea to talk to a mortgage broker--they usually know where the best rates can be found.

See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia
Q 
What house is thought to be the first one designed by Frank Lloyd Wright?

A 
Charnley House in Chicago, Illinois, is considered to be the first home designed by Wright while at Adler & Sullivan.
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Brian Smith, REALTOR®, real estate agent and broker for North Texas ranch and country properties, Texas home listings, property and land for sale - NUMBER1EXPERT

Brian Smith
Dave Perry-Miller & Associates

6025 Luther Lane
Dallas, TX 75225
Phone 1: 972-588-8300
Phone 2: 972-380-3319
Fax: 214-522-8644
Email: brian@countryconnection.com

No matter the amount of land or acreage for which you may be in the market, no matter what your real estate goals may entail - if they involve the country, Brian Smith has the experience, know-how and energy to make your goals a reality. Just call or email today!

CIPS Equal Housing MLS REALTOR


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